Stress Test

Using Stress Test to Leverage your Balance Sheet

January 22, 2018 - By: Tags: , , , , , , , , -

In our current environment of heightened regulatory scrutiny on construction and development lending, one ought to be thinking about key elements of your construction portfolio and how it supports growth and aligns with your business objectives. If your construction loan portfolio is approaching or has grown over 100% of capital, then it is likely you will be subject to increased scrutiny from your regulators. An expert third-party validation can help you execute your strategy and achieve your goals.

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Regulators Outline Priority List for 2017 Safety and Soundness Exams

September 20, 2017 - By: Tags: , , -

The OCC, which has been at the forefront of regulatory scrutiny of community banks, outlined its operating plan and list of priorities for its examiners in 2017. Specific to its review of commercial lending activities within community banks, the OCC operating plan highlighted credit underwriting as a major area of focus.

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