Problem Definiton
Prior to engaging the services of Cobblestone Management, this community bank was experiencing very strong growth levels in its commercial real estate portfolio and was approaching a 300% level of CRE in relation to capital, yet the bank hadn’t increased any of its CRE portfolio oversight. Following a regulatory Safety & Soundness exam, the bank was put under order to satisfy the regulatory requirements pertaining to institutions with identified CRE concentrations. … Read More