


Cobblestone Courier – July 2019
Hospitality Lending Part Four
Hospitality Lending Part 4: Eight Best Practices in Hotel Underwriting and Risk Management By Jeff Nolan The US Hotel […]
Continue ReadingHospitality Lending Part Three
Hospitality Lending Part Three: Underwriting Example II – Limited Service Hotel in Suburban Boston Market By Jeff Nolan A similar […]
Continue ReadingHospitality Lending Part 2: Underwriting Example I – Full Service Hotel in Boston/Cambridge Market
BY JEFF NOLAN After last week’s introduction into the current state of the hotel market in and around Boston, […]
Continue ReadingHospitality Lending Part 1: The Current State and Volatility of the Boston/Cambridge and Suburban Boston hotel market
By Jeff Nolan After its sharp decline following the recession in 2008, the Hotel industry recovery began in March of […]
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Credit Training Helps Sharpen Internal Credit Analysts
At Cobblestone Management we recognize that primary challenges for community banks today is finding the capacity to develop internal credit analysts and junior lenders. We take pride in keeping our team at the forefront of the ever-changing regulatory landscape. Staying abreast of these changes, as well as staying on top evolving technologies, tools, and processes, is integral to ongoing team development and training.
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Using Stress Test to Leverage your Balance Sheet
In our current environment of heightened regulatory scrutiny on construction and development lending, one ought to be thinking about key elements of your construction portfolio and how it supports growth and aligns with your business objectives. If your construction loan portfolio is approaching or has grown over 100% of capital, then it is likely you will be subject to increased scrutiny from your regulators. An expert third-party validation can help you execute your strategy and achieve your goals.
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Policy Exception Reporting is a New Focal Point of Regulators
One of the benefits of having so many financial institutions as clients is our ability to stay constantly informed regarding regulatory “hot-button” issues. Much of those issues have revolved around stress testing, credit underwriting support and enterprise risk management.
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