Cobblestone Courier – October 2019

October 16, 2019 - By:
The Commercial Mortgage Back Securities Market: Lessons from the Great Financial Crisis It has been widely reported in recent weeks that the presence of an Inverted Yield Curve has preceded the onset of recessions by an average of 22 months during the last several economic cycles. “Whether or not the inverted yield curve present today [...] Continue Reading

Credit Training Helps Sharpen Internal Credit Analysts

January 23, 2018 - By:

At Cobblestone Management we recognize that primary challenges for community banks today is finding the capacity to develop internal credit analysts and junior lenders. We take pride in keeping our team at the forefront of the ever-changing regulatory landscape. Staying abreast of these changes, as well as staying on top evolving technologies, tools, and processes, is integral to ongoing team development and training.

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Stress Test

Using Stress Test to Leverage your Balance Sheet

January 22, 2018 - By: Tags: , , , , , , , , -

In our current environment of heightened regulatory scrutiny on construction and development lending, one ought to be thinking about key elements of your construction portfolio and how it supports growth and aligns with your business objectives. If your construction loan portfolio is approaching or has grown over 100% of capital, then it is likely you will be subject to increased scrutiny from your regulators. An expert third-party validation can help you execute your strategy and achieve your goals.

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