An important decision facing many banks today is which workflows to maintain in-house and which to outsource to highly qualified vendors that can provide you with the expertise you need. With our staff of experienced consultants that possess a broad range of skills, we offer the following risk management-related services:
Appraisal Reviews – With this service, we offer consistent quality, guaranteed fast turnaround and competitive pricing on both residential and commercial appraisals. Let our formally trained appraisal reviewers perform in-depth reviews on your behalf so you can focus on other aspects of your credit workflow. Best of all, you can pass the cost of review onto your commercial borrowers at closing.
Credit Training – Equipping newly hired employees with the credit skills necessary to underwrite a new commercial loan request or assess a commercial loan portfolio is a priority for all organizations. We conduct loan analysis training for financial institutions and regulatory agencies, providing individuals with the tools and knowledge needed to evaluate credit worthiness, assign appropriate risk ratings and assess regulatory compliance.
Borrower-in-Custody & SBA Audits – To achieve satisfactory results in your next Borrower-in-Custody or SBA audit, you need to have the right policies and processes in place. We can help you identify ways to strength your organization’s approach to ensure ongoing success in these areas.
Loan Policy Review & Enhancement – Because your loan policy is in a constant state of evolution, you need independent review and feedback to align with best practices and industry standards. Put our expertise to work for you to make sure you have the most effective policy in place. This service ranges from independent review of current or revised policies to the crafting of deeper enhancements that meet industry best practices and the most up-to-date regulatory expectations.
Loan Workout Consulting – As problem loan levels begin to rise, we can provide oversight of the workout process with expert independent risk assessment and the implementation of the most prudent loss mitigation strategies. If your Watch List expands, enlist us to help you reduce your criticized asset levels and potential losses.
Other Consulting/Advisory Services – In an on-going business strategy to address client issues, we continue to be proactive with addressing industry issues that impact our client base.