Hospitality Lending Part Four

October 10, 2018 - By:

Hospitality Lending Part 4: Eight Best Practices in Hotel Underwriting and Risk Management By Jeff Nolan   The US Hotel Market is currently experiencing the longest period of sustained growth in memory with occupancy and ADR at historic highs. In most New England markets, hotel performance has paralleled the overall US market. This has led […]

Continue Reading

Credit Training Helps Sharpen Internal Credit Analysts

January 23, 2018 - By:

At Cobblestone Management we recognize that primary challenges for community banks today is finding the capacity to develop internal credit analysts and junior lenders. We take pride in keeping our team at the forefront of the ever-changing regulatory landscape. Staying abreast of these changes, as well as staying on top evolving technologies, tools, and processes, is integral to ongoing team development and training.

Continue Reading
Stress Test

Using Stress Test to Leverage your Balance Sheet

January 22, 2018 - By: Tags: , , , , , , , , -

In our current environment of heightened regulatory scrutiny on construction and development lending, one ought to be thinking about key elements of your construction portfolio and how it supports growth and aligns with your business objectives. If your construction loan portfolio is approaching or has grown over 100% of capital, then it is likely you will be subject to increased scrutiny from your regulators. An expert third-party validation can help you execute your strategy and achieve your goals.

Continue Reading