Everyone agrees that working remotely safeguards bank employees from the transmission of the coronavirus, not to mention the common cold and flu. However, the move from an in-person work environment to a remote one has created its own challenges. One of these challenges stems from the need to maintain audit transparency in commercial/member business lending […]
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Hospitality Lending Part 4: Eight Best Practices in Hotel Underwriting and Risk Management By Jeff Nolan The US Hotel […]
Continue ReadingHospitality Lending Part Three: Underwriting Example II – Limited Service Hotel in Suburban Boston Market By Jeff Nolan A similar […]
Continue ReadingBY JEFF NOLAN After last week’s introduction into the current state of the hotel market in and around Boston, […]
Continue ReadingBy Jeff Nolan After its sharp decline following the recession in 2008, the Hotel industry recovery began in March of […]
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At Cobblestone Management we recognize that primary challenges for community banks today is finding the capacity to develop internal credit analysts and junior lenders. We take pride in keeping our team at the forefront of the ever-changing regulatory landscape. Staying abreast of these changes, as well as staying on top evolving technologies, tools, and processes, is integral to ongoing team development and training.
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In our current environment of heightened regulatory scrutiny on construction and development lending, one ought to be thinking about key elements of your construction portfolio and how it supports growth and aligns with your business objectives. If your construction loan portfolio is approaching or has grown over 100% of capital, then it is likely you will be subject to increased scrutiny from your regulators. An expert third-party validation can help you execute your strategy and achieve your goals.
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